Getting a loan is now easier these days with Pay Day Loan. This service is actually better than the emergency cash provided by most credit card companies. The good thing about this is it’s available all over the US and the best thing is, it’s not dependent on your credit score. Even if you have a bad credit, you can still be approved, so long as you can provide the basic requirements online. You don’t need to line up in banks or look for a fax machine since you can apply online 24/7. This type of loan can accommodate maximum of $1500, so if you need more than that, then you should apply for personal loans.